Texas Legislation For Roof Claims

A new law if approved by gov.

Texas legislation for roof claims.

I sent the following open and public letter yesterday regarding texas roof claims in response to texas legislation which encourages insurance companies to pay less than what is owed less than what roofing manufacturers require to be done and encourages unsafe conditions which literally kill people. Specifically the payment of the deductible of which the homeowner is responsible for paying. Hb2103 prohibition against uppa available here section 4102 163 of the texas insurance code enacted in 2013 prohibited the unauthorized practice of public adjusting by roofing contractors. Harleysville claimed only partial damage to the roof and allocated 21 000 for roof repairs but the insured s construction expert believed the roof had to be entirely replaced at a cost of more.

11 10 independent insurance agents of texas roof claim issues in texas 1 introduction texas experiences some of the most severe weather on earth. Texas is the only gulf state without consumer protections against roofing scams. Abbott is designed to end the illegal. This new law will help further protect consumers said texas insurance commissioner kent sullivan.

Roofers who waive deductibles are cutting corners. You may want to consider roofing materials that are less likely to be damaged by wind hail or fire. Take your business elsewhere. Payment of deductible required.

Under texas house bill 2102 approved in the most recent legislative session roofing contractors who offer to waive a homeowner s deductible on their property insurance policy could face jail time. The new laws texas hb 2102 have to do with insurance claims on roof repairs replacements. Selecting a replacement roof. During the past 10 years every sizable effort to regulate the roofing industry has died in the legislature.

Be aware that texas law prohibits public adjusters from taking part in the repair process to prevent conflicts of interest. A new state law makes it clear that it s illegal for a contractor or roofer to waive an insurance deductible. Many of texas largest cities are located in the hail belt or tornado alley or are exposed to hurricanes along the coast. For example roofers can t advertise that they will handle your insurance claim.